Theodore Kosev has been granted 10 US patents while listed as an inventor at Block . The first was granted in 2021 and the most recent in August 2025. Theodore Kosev ranks #481,000 of 4,157,543 US inventors in our database (top 11.6%). Patent records list Theodore Kosev in Seattle, WA, US.
Patents per Year Patents granted per year, 2021 to 2025 Bar chart with a peak of 3 patents in 2021. peak 3 2021: 3 patents 2021 2022: 1 patents 2022 2023: 3 patents 2023 2024: 1 patents 2024 2025: 2 patents 2025
Issued Patents All Time
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Showing 1–10 of 10 patents
Patent # Title Co-Inventors Date Approx Value ⓘ
12387261 Intelligent loan management via a mobile application Varun Kerof , Elliot Block , Kelvin Chou 2025-08-12
12346907 Predicting capital needs Jacqueline Reses , Audrey Kim , Andy Montgomery 2025-07-01
12008642 Electronic payroll funds transfer delay and failed transfer coverage Linnea Perelli-Minetti , Caroline Hollis , Connor H. Dunn , Emily McLinden 2024-06-11
$72,405,000
11853921 Predicting capital needs Jacqueline Reses , Audrey Kim , Andy Montgomery 2023-12-26
$229,283,000
11803902 Intelligent modification of capital loan offerings at point-of-sale Varun Kerof , Elliot Block , Kelvin Chou 2023-10-31
$67,195,000
11580599 Intelligent loan offering at a point of sale Varun Kerof , Elliot Block , Kelvin Chou 2023-02-14
$233,364,000
11379913 Electronic payroll funds transfer delay and failed transfer coverage Linnea Perelli-Minetti , Caroline Hollis , Connor H. Dunn , Emily McLinden 2022-07-05
11107157 Intelligent modification of capital loan offerings at point-of-sale Varun Kerof , Elliot Block , Kelvin Chou 2021-08-31
$404,173,000
11042932 Intelligent use of surplus account funds Jacqueline Reses , Audrey Kim , Andy Montgomery 2021-06-22
$235,337,000
10990980 Predicting capital needs Jacqueline Reses , Audrey Kim , Andy Montgomery 2021-04-27
$241,382,000
