Issued Patents All Time
Showing 1–9 of 9 patents
| Patent # | Title | Co-Inventors | Date |
|---|---|---|---|
| 12346907 | Predicting capital needs | Jacqueline Reses, Theodore Kosev, Andy Montgomery | 2025-07-01 |
| 12346962 | Mobile device integrating virtual payment card | Theodore Mao | 2025-07-01 |
| 11853921 | Predicting capital needs | Jacqueline Reses, Theodore Kosev, Andy Montgomery | 2023-12-26 |
| 11423476 | Customized financing based on transaction information | Theodore Mao | 2022-08-23 |
| 11348168 | Financial planning engine | Benjamin Michael Bartholomew, Stephany Yerger Kirkpatrick, Thomas Richard Gilmour | 2022-05-31 |
| 11042932 | Intelligent use of surplus account funds | Jacqueline Reses, Theodore Kosev, Andy Montgomery | 2021-06-22 |
| 10990980 | Predicting capital needs | Jacqueline Reses, Theodore Kosev, Andy Montgomery | 2021-04-27 |
| 10796363 | Customized financing based on transaction information | Theodore Mao | 2020-10-06 |
| 10692140 | Customized financing based on transaction information | Theodore Mao | 2020-06-23 |