DJ

David N. Joffe

Bank of America: 18 patents #150 of 5,361Top 3%
📍 Charlotte, NC: #179 of 4,868 inventorsTop 4%
🗺 North Carolina: #2,590 of 45,564 inventorsTop 6%
Overall (All Time): #253,986 of 4,157,543Top 7%
18
Patents All Time

Issued Patents All Time

Showing 1–18 of 18 patents

Patent #TitleCo-InventorsDate
11127025 Predicting economic conditions Timothy J. Bendel, Mark V. Krein, Sandi Setiawan, William Anthony Nobili, David Joa 2021-09-21
11127026 Predicting economic conditions Timothy J. Bendel, Mark V. Krein, Sandi Setiawan, William Anthony Nobili, David Joa 2021-09-21
10643225 Predicting economic conditions Timothy J. Bendel, Mark V. Krein, Sandi Setiawan, William Anthony Nobili, David Joa 2020-05-05
10636045 Predicting economic conditions Timothy J. Bendel, Mark V. Krein, Sandi Setiawan, William Anthony Nobili, David Joa 2020-04-28
9741048 Predicting economic conditions Timothy J. Bendel, Mark V. Krein, Sandi Setiawan, William Anthony Nobili, David Joa 2017-08-22
9639897 Predicting economic conditions Timothy J. Bendel, Mark V. Krein, Sandi Setiawan, William Anthony Nobili, David Joa 2017-05-02
8874674 System for optimizing social networking Thayer Allison, Timothy J. Bendel, David Joa, Yanghong Shao, Naveen Gururaja Yeri 2014-10-28
8688572 Financial account related trigger feature for risk mitigation Yanghong Shao, Bibhudatta Jena, Timothy J. Bendel, David Joa, Vikas Mishra +6 more 2014-04-01
8583550 Financial account related trigger feature for detecting changes in financial ratios Naveen Gururaja Yeri, Timothy J. Bendel, David Joa, Thayer Allison, Deepak Verma +3 more 2013-11-12
8577796 Financial charge rebate Erik Stephen Ross, Matthew Rice, Hans Dirk Schumacher, Yanghong Shao, Tracy Elizabeth Marcin +1 more 2013-11-05
8447689 Calculating credit worthiness using transactional data Debashis Ghosh, William Anthony Nobili, Arun R. Pinto, Kurt D. Newman, Sudeshna Banerjee +1 more 2013-05-21
8392331 Hybrid secured credit card Erik Stephen Ross, James K. Macklin, Hans Dirk Schumacher 2013-03-05
8275685 Determining a payment strategy Erik Stephen Ross, Hans Dirk Schumacher, Susan Smith Thomas 2012-09-25
8190515 Calculating credit worthiness using transactional data Debashis Ghosh, William Anthony Nobili, Arun R. Pinto, Kurt D. Newman, Sudeshna Banerjee +1 more 2012-05-29
8181858 Information banking Samuel J. Carter, Ray Garcia, David Joa, John Mertz, Zoran Obradovic +1 more 2012-05-22
8078529 Evaluating customers' ability to manage revolving credit Nancy T. Carrier 2011-12-13
8028896 Authentication methods for use in financial transactions and information banking Samuel J. Carter, Ray Garcia, David Joa, John Mertz, Zoran Obradovic +1 more 2011-10-04
7734539 Calculating credit worthiness using transactional data Debashis Ghosh, William Anthony Nobili, Arun R. Pinto, Kurt D. Newman, Sudeshna Banerjee 2010-06-08